Typically, when we attempt to control insurance claims costs in hospitality, we find ways to reduce the number of claims. That means yet another conversation about slips, trips and falls, the most frequent source of any insurance claim filed by a hotel. What about the most costly claims, the ones that draw settlements in the hundreds of thousands of dollars? Hotels must also reduce their exposure to risks that result in these sometimes catastrophic claims, from Legionnaires' outbreaks to back strain injuries among hospitality staff. In this article, I will discuss five emerging risks and one all-too-familiar risk that generate costly insurance claims. READ MORE



